Financing

CalBank Auto Loan

If you’ve always dreamt of owning a car whether new or used, let CalBank be the one to finance that dream...
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Fuel Dealer's Scheme

We provide financial solutions that will assist you to run your fuel dealership business as well as make you competitive in the industry...
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CalBank Church Scheme

The CalBank Church scheme is designed specifically to attend to the needs of well-established churches...
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Working Capital Loan

In order to address the various financing needs of our diverse clients, our special SME offerings extend both Short Term and Medium-Term loan support to qualified clients...
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CalBank Retail Overdraft Facility

CalBank is always ready to provide you with the right solutions for your business needs...
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LPO Financing Scheme

We believe in building a long-lasting relationship between us and our valued customers. This is the rationale behind the introduction of...
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CalBank School Scheme

This scheme provides loan facilities (medium-term financing) to assist recognized educational institutions...
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Pharma Scheme

The pharmaceutical industry plays an important role in the Healthcare sector. That is why CalBank is committed to providing financial solutions...
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GHACEM Distributor’s Scheme

This overdraft facility addresses the needs of preferred/qualified distributors of GHACEM Limited...
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CalBank Import Finance Scheme

The CalBank import finance facility is designed to help customers manage the stop gaps that arise...
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CalBank Sunref Financing Programme

The most cost effective way to save money is to use energy more efficiently and achieve sustainability...
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Dr. Cynthia Forson

Dr. Cynthia Forson

Non-Executive Director

Dr. Cynthia Forson is currently an Associate Professor in Human Resource Management and Organizational Behavior and Deputy Provost at Lancaster University Ghana. Prior to this, she was the Head of Department, Management leadership and organization, at Hertfordshire Business School. She is the Principal Lecturer in HRM, Associate Head of Department and Head of the HRM subject group at the same university. Prior to this, Dr. Forson was the Senior Lecturer in HRM and programmer Tutor for the BA (Hons) Business Studies program at Queen Mary College, University of London, UK. She was also the Teaching and Research Fellow, School of Management at the University of Hertfordshire, UK. Dr. Forson was also a lecturer in HRM at Hertfordshire Business School as the Human Resource Director. She worked as a Junior Associate, Corporate Law at Maxwell and Maxwell Law Offices in Monrovia, Liberia for 4 years. She has a Bachelor of Laws from the University of Ghana and a Master of Law (LLM) from the University of Pennsylvania, Philadelphia, USA. Dr. Forson has an MBA from the University of Hertfordshire, UK, as well as a Doctor of Philosophy (PhD) from Queen Mary’s College, University of London, UK.

Mr. Kweku Baa Yoku Korsah

Mr. Kweku Baa Yoku Korsah

Non-Executive Director

Mr. Kweku Baa Yoku Korsah is a Strategy and Technology consultant who currently works as a Managing Director for BC Payments Ltd, a Fintech in the payments industry. Before that, he was the Managing Director of Bluechain Africa Ltd., developers of the payment technology being rolled out by BC Payments Ltd in Ghana. He also worked with JMR Infotech Ghana Ltd as the Chief Executive Officer. Mr. Korsah was the Chief Operating Officer (COO) for Ghana Interbank Payment and Settlement Systems Ltd (GhiPSS). He worked as an Internet Marketing Consultant with WSI-Applied Technology and before that was a Partner with KPMG. He is a fellow of the Chartered Institute of Management Accountants, (FCMA), and is a Chartered Global Management Accountant (CGMA). He has an MSc. in Business Systems Analysis and Design from City University, London, UK.

Mr. Solomon Asamoah

Mr. Solomon Asamoah

Non-Executive Director

Mr. Asamoah is an investment professional with 25 years of experience in both developed and developing markets. He has personally led over US $4 billion in transactions across the African continent. In April 2017, he was appointed the CEO of the Ghana Infrastructure Investment (GIIF), an investment vehicle, initially capitalized at US $250 million, with a mandate to originate, structure and invest in infrastructure-related projects across Ghana. Prior to that, he was advising the Federal Government of Nigeria on the implementation of their infrastructure program. Up until 2016, he was the Vice President of Infrastructure, Private Sector and Regional Integration at the African Development Bank (AFDB). Mr. Asamoah was the Vice President for Private Sector and International Investment at the Development Bank of Southern Africa (DBSA), based in Johannesburg. He was formerly the Special Assistant to the Executive Vice President of the International Finance Corporation (IFC) and Managing Director and later became a principal investment officer at IFC Johannesburg. Prior to this, Mr. Asamoah was an investment banker with HSBC Markets, London. He has a Master’s degree in Chemical Engineering from Imperial College University of London, UK.

Ben Gustave Barth

Mr. Ben Gustave Barth

Non-Executive Director

Mr. Ben Gustave Barth is a seasoned, multidisciplinary finance and consulting executive with an 18-year proven track record in analyzing and assessing the risk of investment portfolios and in structuring transactions. Now, he is the Managing Director of Axcero Advisors. Prior to this, he was a senior partner with The Highland Group in Accra and Lagos. He also served as the COO and VP Finance for Chester Engineers Africa Inc., Accra, Lagos, and Pittsburgh (USA). Mr. Barth was the Director of Business Development at Jonah Capital Limited. He also worked with Stanbic Bank Ghana Limited as the regional Operations Head. Prior to this, he worked with Ecobank Ghana and Citibank N.A, New York, USA. Mr. Barth has a Master’s degree from Harvard Business School, Boston, MA, USA and a first degree in Business Administration from the University of Ghana, Legon.

Mr. Richard Arkutu

Richard Arkutu

Non-Executive Director

Mr. Richard Arkutu is a finance professional. He worked with the International Finance Corporation (IFC) and the World Bank Group for 14 years in Infrastructure Development. Prior to this, Mr. Arkutu was the Vice President of Citibank Nigeria, sub-Saharan Africa Corporate Finance and Investment Banking Department, Lagos, Nigeria. Previously, he worked as the Manager/Treasurer for Citibank South & East Africa Corporate Finance Department in Nairobi, Kenya. Mr. Arkutu worked as a senior Financial Analyst for Ashanti Goldfields Company Limited in their Corporate Finance/Treasury department. He has a Masters degree from McGill University, Montreal, Quebec, Canada, as well as a first degree in Business Economics from Vesalius College, Vrije Universiteit, Brussels, Belgium.

Mr. Nana Otuo Acheampong

Nana Otuo Acheampong

Non-Executive Director

Nana Otuo Acheampong is a banking consultant and the Executive head of the Osei Tutu II Centre for Executive Education & Research (OTCEER) in Ghana. Prior to this appointment, he headed the Faculty of Financial Reporting and Investment Banking at the Ghana National Banking College (GNBC) for 4 years – from 2008 to 2012.

In 2008, he was appointed to head the Faculty of Financial Reporting & Investment Banking at the GNBC, where he headed various sub-committees. He has been the Chairman of the Award Planning Board of the Ghana Banking Awards (GBA) since 2012.

He holds an undergraduate degree in Accounting & Management Science from the University of Southampton, UK, and a postgraduate diploma in Management as well as an Accounting degree from the University of Northumbria, Newcastle, UK. He has been a member of the British Accounting Association since 1994 and is currently a member of the Chartered Institute of Bankers in Scotland.

Mr. Kofi Osafo-Maafo

Mr. Kofi Osafo-Maafo

Non-Executive Director

Mr. Kofi Osafo-Maafo is the Deputy Director General, Investments & Development at the Social Security & National Insurance Trust (SSNIT) of Ghana. He is a senior investment professional with 22 years’ experience in the UK investment management and investment banking industry. Kofi has held senior positions at Pictet Asset Management, Unicredit Bank, and HSBC Global Asset Management. He has experience across a wide range of sectors, including Oil & Gas, Mining, Building & Construction, and Agriculture and Chemicals, covering transactions across Europe, North America, and Global Emerging Markets, including Africa. Kofi holds an MA (International Business & Finance) from the University of Reading (UK) and a BSc (Economics) from Queen Mary’s College, University of London.

Mrs. Helen Nankani

Mrs. Helen Nankani

Non-Executive Director

Mrs. Nankani is a retired Senior Economist who worked with the World Bank for eighteen years. She was one of the pioneers of the World Bank’s work on Privatization of Public Enterprises and Private Sector Development. She managed projects aimed at determining the economic and financial feasibility of private participation in the water sector, principally in South Asia, the Caribbean and Brazil, where she lived for four years. Prior to joining the World Bank, she worked as a consultant for Arthur D. Little Inc., Cambridge, Massachusetts, and The United Nations, New York, N.Y. She was also a partner at Financial Development Services, a consulting firm in Arlington, Virginia.

Joe Mensah

Mr. Joe Mensah

Chairman

Mr. Joe Mensah has 35 years expertise leading rapid growth strategies, compliance and establishing robust controls in the Banking Sector. He directs business-critical projects and instigates change, creating a culture based on performance, efficiency, and engagement. Mr. Joe Mensah was the CEO of Ghana International Bank PLC (London) for 13 years. Prior to this, he was the General Manager of Ghana International Bank for 4 years. Mr. Mensah worked as the Head of International Banking at the then Trust Bank Ghana. He also worked with the Agricultural Development Bank of Ghana for 15 years. He holds a Master’s degree in Banking and Finance and a Bachelor’s Degree in Business

Mr. Carl Asem

Acting Managing Director

Mr. Carl Asem is the Acting Managing Director of CalBank. He previously served as Managing Director at Ecobank Gambia, bringing over 17 years of expertise in marketing, sales, and business development. During his tenure, Ecobank Gambia achieved significant industry milestones and won multiple awards. Mr. Asem holds a Bachelor of Science in Chemical Engineering and has pursued executive education at Columbia Business School and the Harvard Kennedy School. He is also an Associate Member of the Ghana Institute of Engineers (GhIE).

Philip Owiredu

Philip Owiredu

Managing Director
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