The account is available in Ghana Cedis (GHS).

This account allows our business clients 8 free withdrawals within a month with no monthly service charges on the account. Other benefits of this account are:

• Withdrawals may only be done by identified owners of the savings accounts
• Minimum Balance to earn interest is GHS 200.00
• Attractive and tiered interest
• Access to a dedicated Account Relationship Officer
• Clients can use savings in the account as collateral to access a loan
• Clients can conveniently access their account information at any HerMes Branch
• Access to Electronic Banking Services (Optional)

• Must own a business and be registered with Registrar General

For the following types of businesses please find what you would need to open this account for your business. The initial deposit is GH¢ 10.00

Partnerships:

• Certified True Copy of Form A/Partnership Deed.
• Certified True Copy of Certificate of Registration.
• Resolution of Partners Regulating the Conduct of the Account on the Company’s Letterhead.
• Resolution nominating signatories to the account (on company’s letterhead).
• Proof of Residential Address (E.g. Utility Bill-Water or Electricity in the name of the client in addition to a Tenancy Agreement in case of a rented house).
• Identification of each partner and signatories e.g. Passport, Drivers’ License, NHIS Card, Voter’s ID Card.
• One (1) current passport size picture of each partner and signatories.
• Initial deposit amount.

Sole Proprietorship

• Certified True Copy of Form A.
• Certified True Copy of Certificate of Registration.
• Resolution of the Proprietor Regulating the Conduct of the Account on Company Letterhead.
• Proof of Residential Address (E.g. Utility Bill-Water or Electricity in the name of the client in addition to a Tenancy Agreement in case of a rented house).
• Identification e.g. Passport, Driver’s Licence, NHIS Card, Voter’s ID Card of the proprietor and signatories.
• One (1) current passport size picture of the proprietor.
• Current company registration documents from the Registrar Generals Department.
• Initial deposit amount.

Associations

• Certified True Copy of the Regulations of the Association (where applicable).
• Certified True Copy of the Registration Certificate (if applicable).
• Resolution of the Executives regulating the conduct of the account on association’s letterhead (sample provided).
• Resolution nominating the signatories to the account.
• Identification of all Executives and signatories e.g. Passport, Drivers? Licence, NHIS Card, Voter’s ID Card.
• Proof of Residential Address (E.g. Utility Bill-Water or Electricity in the name of the client in addition to a Tenancy Agreement in case of a rented house).
• One (1) current passport-size photograph of each executive and signatories.
• Initial deposit amount

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services