Non-salaried current account.

• The account is available in Ghana Cedis (GHS), Great Britain Pound (GBP), United States Dollar (USD) and Euro (€).
• Cheque books are available for all four currencies.
• No restriction on the number of transactions.
• Access to a team of dedicated Relationship Officers to handle all banking related needs.
• Free advisory services.
• Competitive Monthly charges
• Cheques can be issued at any HerMes Branch and other banks as well.
• Clients can have access to facilities such as Overdrafts, Credit Lines and Letters of Credit. This is however subject to clients’ ability to meet the bank’s credit requirement.
• Can be opened jointly for you and your partner, friend, siblings.

Salaried current account

• All non-salaried current account offers
• Access to personal loan up to Ghc100K

Executive Current account.

• All salaried current account offers
• Access to personal loan up to Ghc200k
• Embedded Life Insurance
• Access to Gold Card

• All individuals age 18 years and above

• Valid National ID e.g. Passport, Drivers’ License, Voter’s ID Card, SSNIT Card, Ecowas Card
• One (1) recent passport-size picture
• Proof of Residential Address (E.g. Utility Bill, Introduction by a Current A/C holder of any Bank, Location Verification).
• Initial deposit (based on account):
• Non-salaried current account – either GHS20.00, USD50.00, GBP50.00, EUR50.00
• Salaried current account – either GHS50.00, USD100.00, GBP100.00, EUR100.00
• Executive current account- either Ghc500-Ghc1,000, USD500.00, GBP500.00, EUR500.00

Additional Requirements for Non-Ghanaians Resident

• Residence Permit

• Access to E-statements, CalNet, HerMes Mobile Banking (HerMes App & *771#), E-Alerts and E-zwich
• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), Online Banking, Agent Banking, POS and ATM services

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services