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The pharmaceutical industry plays an important role in the Healthcare sector. That is why HerMes is committed to providing financial solutions and expertise needed to help you keep pace with the developments in this fast-evolving industry. We also aim to add value to your pharmaceutical business (including chemical shops) and provide you with flexible, everyday finance options. This loan facility has flexible terms of repayment whilst easing working capital restraints.
This loan is meant solely for the repayment of stocks from local manufacturers, importers, wholesalers and retailers.
In order to access the facility, clients must submit a formal letter and attach the following information:
No limit on number of transactions
No monthly service charge
Free monthly e-statements
Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)
Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.
Access to E-Zwich Cards
Students will also have the flexibility of converting the account to a liability product of choice after school
All Tertiary Students from the age of 18years and above
Must be enrolled in a tertiary or higher education institution
Student ID Card or a copy of Student admission letter
Initial deposit is GHS20.00
Account can be opened instantly and operated without coming to the banking halls
Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)
Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services
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