Philip Owiredu
Managing Director
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The HerMes Salary Advance Credit (Salary Advance) is a quick facility that will enable salaried workers who receive their salaries through HerMes to meet their pressing needs by being able to access up to 80% of their next net monthly salary before they are paid. Permanent staff of reputable organisations who have received their salaries through HerMes Trust Bank for more than three (3) months can access the facility.
No limit on number of transactions
No monthly service charge
Free monthly e-statements
Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)
Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.
Access to E-Zwich Cards
Students will also have the flexibility of converting the account to a liability product of choice after school
All Tertiary Students from the age of 18years and above
Must be enrolled in a tertiary or higher education institution
Student ID Card or a copy of Student admission letter
Initial deposit is GHS20.00
Account can be opened instantly and operated without coming to the banking halls
Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)
Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services
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