Registration: First, the institution is registered on the platform and details of all the students are uploaded unto the platform according to colleges, faculties, programs etc.

Depending on the structure of the institution, each record is linked to any of the college/faculty account unless all fees are to be paid into the institution’s main account.

Verification of Payments: The system registers all payments made by any student and the details of the payments are automatically recorded as payment information for each student. The institution has access to all payments in the comfort of their offices.

This is made possible through CalNet. Additionally, each school has access to the portal where they can track all payments made into accounts.

Benefits of the online school fee payment include:

• The system is automated to avoid manual flaws. This gives the institution the comfort to attend to other critical issues
• The institutions have the convenience of collecting fees without any difficulty The institution receives real-time updates on all payments made by students
• Ability to easily monitor their account/funds by using our Internet Banking Service (CalNet). We also provide the institutions with a detailed report on all student payments whenever required
• A dedicated relationship officer is assigned to offer special advisory services on account management and investment alternatives
• It can be used to mobilize diverse sources of funds for schools and other educational institutions e.g. SRC Dues, Hall Dues, graduation fees etc
• It resolves the inconvenience associated with collecting school fees by Payment Orders

• Schools, NGOs, Associations, churches etc
• The institution must be registered with the bank before payments can be made into the account
• Students must be registered with the institution

• You must be a business accountholder
• Your institution must be registered with the platform

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services