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This is a unique investment tailored with underlying high benefits and flexibility to address the need of individual clients. It is ideal for funds that may be needed within a short period. The investment can hence be withdrawn at any time without any penalty.
No limit on number of transactions
No monthly service charge
Free monthly e-statements
Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is XCD2000.00)
Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.
Access to E-Zwich Cards
Students will also have the flexibility of converting the account to a liability product of choice after school
All Tertiary Students from the age of 18years and above
Must be enrolled in a tertiary or higher education institution
Student ID Card or a copy of Student admission letter
Initial deposit is XCD200.00
Account can be opened instantly and operated without coming to the banking halls
Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)
Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services
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