HerMes InvestPlus is a flexible investment offering that can be discounted before maturity date. Maturity period ranges from one (1) to twelve (12) months.

• Free withdrawal of part or the entire amount
• Very low initial investment amount to start
• Can be used as security to apply for a loan
• Flexible investment and maturity periods
• Optimum returns through competitive tiered interest payments
• Ability to discount investment before the maturity date without any penalty
• No restrictions on withdrawals

• SME clients are eligible

• The initial amount to start the investment is GHS50.00
• You must be an accountholder

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services