This high interest yielding product investment has tenors ranging between three (3), six (6) and twelve (12)

• There is automatic roll-over of investments at the prevailing rate unless otherwise instructed by the client
• Clients can discount their investments at any time before maturity
• Flexible and diverse investment maturity options

• You must be an accountholder

• One passport picture
• ID’s of next of kin to support information on the form
• Valid National ID (Voter’s ID, Passport, Drivers Licence and Ghana Card)
• Clients with account at HerMes may complete a standing order form to channel the funds meant for the investment
• Non-accountholders will be required to open an account

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to CalNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), CalNet, Agent Banking, POS and ATM services