Our Corporate Internet Banking Service is integrated into our banking system making it fast and in real-time. It can easily be integrated into your business accounting system. Authorization limits can be set for various users. It is convenient, interactive, and user friendly. You can have access to a wide range of our business banking services to enjoy the following benefits:

• Access to online, real-time banking services
• Ensures effective account management
• Safe and secured platform for making payments
• Decreases turnaround time for processing payments
• Ability to pay bills (Airtime purchase, DSTV, Vodafone, Surfline/Surfline Plus payments) – Clients can now buy top up credit from networks from HemNet and their respective accounts debited
• Improved security (Self-serve password reset, with username and password only)
• Beneficiary setup/listing/modification
• Enhanced Portfolio for Transfers (International Funds Transfer, Standing Orders, Interbank)
• Ability to send messaging (inbox/outbox)
• Access to an enhanced Investment/ Loan Portfolio module (securities, loans, interest accrual etc.)
• Simplified single and bulk upload of salary/payment data
• Customizable authorization levels (ranging from sole authorizers to multiple authorizers)
• Report on status of individual transactions (i.e. Pending, Processed, Rejected etc.)
• Offers Beneficiary data upload for future use and authorization
• Offers verification and real-time payments to HerMes beneficiaries
• Generates unique One Time Password (OTP) for each log in
• Sends email notifications on successful transfers to beneficiaries of payments

• Clients must operate an active account with HerMes
• Client must complete a HemNet form
• The client should have an active email address

• Account Relationship: The qualified client must be an account holder to access the facility
• How to Apply for HerMes Auto Loan: The client should complete the Auto loan application form
• Security: Security required may include the vehicle to be purchased, Provident Fund, Landed Property and Employer’s Guarantee, Near Cash Securities, Shares, Warrants, etc

• Access to E-statements, HemNet, HerMes Mobile Banking (HerMes App & *771#), E-Alerts and E-zwich.
• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), Online Banking, Agent Banking, POS and ATM services

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to HemNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), HemNet, Agent Banking, POS and ATM services