Our Business Internet Banking Service is integrated into our banking system making it fast and in real time. It can easily be integrated into your accounting system. Authorization limits can be set for various users. It is convenient, interactive and user friendly.

• Ensures effective account management.
• Access to online, real-time banking services.
• Safe and secured platform for making payments.
• Decreases turnaround time for processing payments.
• Ability to pay bills (Airtime purchase, Electricity Bills, DSTV, Vodafone, Surfline/Surfline Plus payments, Catsries Water) – Clients can now buy top up credit from networks from HemNet and their respective accounts debited.
• Improved security (Soft Token, Self-serve password reset, with username and password only (No OTP required at Login)
• Beneficiary setup/listing/modification.
• Enhanced Portfolio for Transfers (International Funds Transfer, Standing Orders, Interbank)
• Ability to send messaging (inbox/outbox)
• Access to an enhanced Investment/ Loan Portfolio module (securities, loans, interest accrual etc.)
• Simplified single and bulk upload of salary/payment data
• Customized authorization levels (ranging from sole authorizers to multiple authorizers)
• Report on status of individual transactions (i.e. Pending, Processed, Rejected etc.)
• Offers Beneficiary data upload for future use and authorization.
• Offers verification and real-time payments to Cal Bank beneficiaries.
• Generates unique One Time Password (OTP) for each log in.
• Sends email notifications on successful transfers to beneficiaries of payments.

Our Corporate Internet Banking service grants our corporate clients the opportunity to download our Soft Token OTP, this is an application available to android and IOS smartphone users. After a one-time installation done, clients can now get OTP from the app. Without waiting for SMS to be delivered)

• This is an automatic registration for all business accountholders

• Clients must operate an active account with HerMes.
• Client must complete a HemNet form.
• The client should have an active email address.

• No limit on number of transactions

• No monthly service charge

• Free monthly e-statements

• Competitive and tiered interest is paid based on account balance (minimum balance to earn interest is GHS200.00)

• Free sign on to HemNet, HerMes Online Services (HerMes App & *771#), HerMes E-Alerts.

• Access to E-Zwich Cards

• Students will also have the flexibility of converting the account to a liability product of choice after school

• All Tertiary Students from the age of 18years and above

• Must be enrolled in a tertiary or higher education institution

• Student ID Card or a copy of Student admission letter

• Initial deposit is GHS20.00

• Account can be opened instantly and operated without coming to the banking halls

• Multiple outlets to perform the needed transactions. (Online, HerMes Branches & all Visa and Gh-Link branded ATMs and POS)

• Easy access to funds via HerMes Payment Solutions; HerMes Mobile Banking (HerMes App & *771#), HemNet, Agent Banking, POS and ATM services